Many times the law surrounding car accidents could be confusing. This is particularly true within Michigan because we have what is known as a "No-Fault" System. No-Fault means what it really sounds like. Regardless of whether you caused the accident, in Michigan, you are able to recover for the loss when you have automobile insurance. Simply because Michigan is really a No-Fault Method these are the actions that you should take if you have been in an automobile accident.
Do you've Automobile Insurance? If So, Make a Claim
If the Answer to this question is yes then you can and should make a claim with your own automobile insurance company. You can do this by contacting your insurance company and letting them know that you have been in an accident and that you have been hurt. It doesn't matter if the accident was your fault, you can still recover from you own insurance company. Your insurance company will ask you for a lot of information and after receiving this information your insurance company will either accept or deny your claim. If you claim is accepted the insurance company will most likely have to pay for all reasonably necessary medical treatment for your care, recovery, or rehabilitation. They will have to pay for your lost wages for the first three years after the accident and they will be responsible for paying what is called "replacement services." That is they will pay you up to $20 a day for chores you used to perform but can no longer perform due to the injuries that you sustained in the accident
The Insurance Coverage Corporation Denies Your Claim or Stops Paying
Often insurance providers will wrongfully deny a claim regarding advantages or will stop paying for your benefits once they must carry on spending. In either of these two instances the best thing to do is actually consult a skilled auto accident attorney to help you together with your rewards. Just since your insurance provider denies you actually or even halts paying does not necessarily mean that you have absolutely no recourse.
I have been hurt Bad -- What About My Suffering and pain?
If you were hurt terribly, although Michigan has a "No-Fault" system, you are able to even now bring a lawsuit against the actual person(s) exactly who caused the accident which harmed you. In this particular type of lawsuit you can get better regarding pain and suffering. This particular is exactly what is called a "third party" lawsuit, since you would not be suing your insurance company, but instead you would be suing the "third party" or person(s) who caused your injuries. In order to file a third party lawsuit, where you are able to recover for pain and suffering, your injuries should first constitute a "serious impairment of a body function," death, or serious disfigurement. A serious impairment of a body function is defined as "an objectively manifested impairment of an essential body function that affects the person's general ability to lead his or her life." This essentially means that you have an injury that keeps you from performing functions that are important in living your normal life and also doing your normal activities. If your injuries meet this "threshold" you may be entitled to damages for pain and suffering and you should contact a Lansing Personal Injury Lawyer that can help recover the money damages that you're eligible for.
Do you've Automobile Insurance? If So, Make a Claim
If the Answer to this question is yes then you can and should make a claim with your own automobile insurance company. You can do this by contacting your insurance company and letting them know that you have been in an accident and that you have been hurt. It doesn't matter if the accident was your fault, you can still recover from you own insurance company. Your insurance company will ask you for a lot of information and after receiving this information your insurance company will either accept or deny your claim. If you claim is accepted the insurance company will most likely have to pay for all reasonably necessary medical treatment for your care, recovery, or rehabilitation. They will have to pay for your lost wages for the first three years after the accident and they will be responsible for paying what is called "replacement services." That is they will pay you up to $20 a day for chores you used to perform but can no longer perform due to the injuries that you sustained in the accident
The Insurance Coverage Corporation Denies Your Claim or Stops Paying
Often insurance providers will wrongfully deny a claim regarding advantages or will stop paying for your benefits once they must carry on spending. In either of these two instances the best thing to do is actually consult a skilled auto accident attorney to help you together with your rewards. Just since your insurance provider denies you actually or even halts paying does not necessarily mean that you have absolutely no recourse.
I have been hurt Bad -- What About My Suffering and pain?
If you were hurt terribly, although Michigan has a "No-Fault" system, you are able to even now bring a lawsuit against the actual person(s) exactly who caused the accident which harmed you. In this particular type of lawsuit you can get better regarding pain and suffering. This particular is exactly what is called a "third party" lawsuit, since you would not be suing your insurance company, but instead you would be suing the "third party" or person(s) who caused your injuries. In order to file a third party lawsuit, where you are able to recover for pain and suffering, your injuries should first constitute a "serious impairment of a body function," death, or serious disfigurement. A serious impairment of a body function is defined as "an objectively manifested impairment of an essential body function that affects the person's general ability to lead his or her life." This essentially means that you have an injury that keeps you from performing functions that are important in living your normal life and also doing your normal activities. If your injuries meet this "threshold" you may be entitled to damages for pain and suffering and you should contact a Lansing Personal Injury Lawyer that can help recover the money damages that you're eligible for.